Terms and Conditions

For the use of Laxmi Yagnitha Traders Website and Services.

1. Introduction

Welcome to Laxmi Yagnitha Traders ("Company," "we," "our," "us"). These Terms and Conditions ("Terms") govern your use of our website [Your Website URL] ("the Website") and your purchase of the products we sell ("Products"). By accessing, browsing, or making a purchase from the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and our Shipping & Returns Policy.

2. Eligibility

You must be at least 18 years of age and competent to enter into a legally binding contract under the Indian Contract Act, 1872 to use this Website and purchase our Products. By using this Website, you represent and warrant that you meet this eligibility requirement.

3. Account Registration

You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

4. Products and Pricing

Product Description

We strive to display all Products as accurately as possible. However, we do not guarantee that your computer monitor's display of any color or product details will be accurate. We reserve the right to discontinue any product at any time.

Pricing

All prices for Products are listed in Indian Rupees (INR) and are inclusive of all applicable Indian taxes, unless stated otherwise. We reserve the right to change prices for our Products at any time without prior notice.

Errors

In the event of a pricing error, we reserve the right to cancel any orders placed for the incorrectly priced product.

5. Orders and Payment Terms

Order Acceptance

Your order constitutes an offer to purchase our Products. We reserve the right to accept or decline your order for any reason, including but not limited to product availability, errors in product or pricing information, or issues identified by our fraud prevention systems.

Payment Gateway

All payments for purchases made on the Website are processed through our third-party payment gateway partners. By providing your payment information, you authorize us and our payment gateway partners to charge the full amount of your order to the selected payment method.

Payment Security

We do not store your credit/debit card or net banking details on our servers. All payment information is securely transmitted and processed by our PCI-DSS compliant payment gateway partners in accordance with the guidelines of the Reserve Bank of India (RBI).

Accepted Payment Methods

We accept various payment methods, including Credit Cards, Debit Cards, Net Banking, UPI, and other wallets as made available by our payment gateway at the time of checkout.

Transaction Confirmation

Upon successful payment authorization from the payment gateway and your bank, your order will be confirmed. A transaction ID and invoice will be generated and shared with you via email.

6. Shipping and Delivery

Please refer to our separate Shipping & Delivery Policy for details on shipping areas, timelines, and charges.

7. Returns, Refunds, and Cancellations

Please refer to our separate Return, Refund, and Cancellation Policy for detailed information on your rights to cancel an order, return a product, and the process for obtaining a refund. Our policy is designed to be compliant with the Consumer Protection Act, 2019.

8. Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, and software, is the property of Laxmi Yagnitha Traders or its content suppliers and is protected by Indian and international copyright and intellectual property laws.

9. User Conduct

You agree not to use the Website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Website. You shall not engage in any fraudulent or suspicious activities related to transactions on the Website.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Laxmi Yagnitha Traders shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, or use, arising out of or in any way connected with your use of the Website or the Products.

11. Indemnification

You agree to indemnify and hold harmless Laxmi Yagnitha Traders, its directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs or debt arising from: (a) your use of and access to the Website; (b) your violation of any term of these Terms; or (c) your violation of any third-party right.

12. Governing Law and Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of India.

Jurisdiction

The courts located in Chennai, Tamil Nadu shall have exclusive jurisdiction over any disputes arising under these Terms.

Dispute Resolution

In the event of any dispute, we encourage you to first contact us directly to seek an amicable resolution. If the dispute is not resolved, the provisions of the Consumer Protection Act, 2019 may be invoked.

13. Termination

We may terminate or suspend your account and access to the Website immediately, without prior notice or liability, for any reason, including if you breach these Terms.

14. Changes to Terms and Conditions

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. The "Last Updated" date at the top will be revised. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us at:

Laxmi Yagnitha Traders
Shop No. 3, Ground Floor,
Kaveri Complex, No. 104,
Nungambakkam High Road, Nungambakkam,
Chennai - 600034
Mobile: 9585940852
Email: laxmiyagnithaa@gmail.com